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Michael Gray

Why Emergency Funds Matter (And How to Build Yours)

September 25, 2025September 23, 2025 by Michael Gray
Ultra-realistic photo of a savings jar labeled “Emergency Fund” with a laptop balance and notepad showing 3–6 months expenses — why emergency funds matter.

Why Emergency Funds Matter An emergency fund is your safety net. It’s cash set aside for the things you don’t plan for like car repairs, …

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What Passive Income Really Is

September 23, 2025 by Michael Gray
Person tracking passive income for wealth building on a laptop while relaxing outdoors.

What Passive Income Really Is (And How It Builds Wealth) Most people dream about earning money while they sleep. I know I did. When I …

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Michael Gray founder of Wealth With Mike

About Wealth With Mike

Hi, I’m Michael Gray. After 32 years in towing, I wanted more for my future and turned to affiliate marketing.

Here I share my story—what worked, what failed, and how you can build income online without hype.

My goal: help you learn from my journey and build your own path with confidence.

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